Father Sez

From and to parents - parental advice to our children on personal financial management and life.
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Archive for the ‘Round Ups’ Category

Links – The National Park of Malaysia Edition

Saturday, April 25th, 2009


One of the more serene stretch of rivers in Taman Negara. They also have some rapids, though the more adventurous may find them tame. The water is clean and I remember drinking it quite happily.


One of the bigger trees in Taman Negara. The biggest tree I have ever seen was in Taman Negara, quite possibly this one.

I took both these photos off Google.

Our National Park, or Taman Negara covers an area of about 4300 sq. kilometres. The forests are also amongst the oldest forests in the world, dating back some 130 million years. Originally named as King George the Vth National Park, it got its new name after Malaysia’s independence from Britain in 1957.  

Lonely Planet has quite a write up here. 

I have visited Taman Negara only once so far, and that was more than 20 years ago. It was an office gang trip, led by my most adventurous friend, who also got his nick name, Rambo, during this trip. Though I was already married, my wife did not come with me. I think she was expecting our second child, Azah, then.  

(Rambo is still as adventurous as ever, now cycling all over Malaysian and other countries in South East Asia and blogging about his exploits. His last major trip was a 14 day cycling trip in Sulawesi.)

The highest mountain in Peninsular Malaysia, Gunung Tahan, (2187m) is also in Taman Negara. I have not attempted to climb this mountain though. I suppose there must be many changes since then. It would be great to go there again with my whole family.  

On to other interesting reads; 

Ladies, especially those in the working sector, are quite heavily pressured on spending lots on make up, hair dos, spa treatments and the like. We have 4 girls in the family. I must try to educate them on the natural and so much cheaper remedies that are available.  

Ron writes that the FTC is looking into making guidelines to hold companies responsible for untruthful product testimonials by bloggers and users of social networking sites. Tongue in cheek he adds that he is going to be a lot more careful about mentioning any book he has read or recommending a restaurant. In Malaysia, the situation is a whole lot different. I think you’ll have less trouble talking about arsenic being good for your health than if you write about political views. 

Jeff writes about how miscommunication, by presuming can cause misunderstanding. We have all been given two ears and one mouth for good reason. Still, I would bet that all of us have made this mistake a few times. I know I have, at least more times than I can count, in fact.  

Plonkee wrote about the various tugs and pulls that will come whenever we plan anything that may involve others, in this case a wedding. It may be tough not to abide by the many, many opionions, often conflicting, that would be given. Most of them given with the best of intentions.  I agree with what she says. Ultimately we’ll have to prioritise and do what we can with what we have. 

Trent asks us if we can live without that service or thingamajig that we pay for monthly. He cut Netflix when he was looking for ways to put more money into paying off debt. And his life went on as merrily as before. We had the same predicament, when we cancelled our cable TV. My wife and I thought that the kids would raise a hue and cry. Much to our surprise, (it has been more than a year now), it was hardly missed.  

Mrs. M asks us about our personal financial stories. She details quite an outline about hers and Mr. M’s, the similarities and the differences.  I particularly liked her advice, in fact insistence, that couples should talk about their individual financial situations before they get married. This matter is quite important to me, as our two elder girls should be walking this path the next few years. I have wondered about how I should go about talking / advising about this to them. Maybe I should just blog about this.  (And hope they read the post!)

Preet asks a very thought provoking question. Should we cut our children’s allowances in this recession? This thought has never crossed my mind, till now. My children know I am unemployed, and whilst the reduction in income has not been openly discussed, now might be a good time. At the very least, as Preet points out, the invincibility mentality of my kids might be given a reality check. I must think this over very carefully.       

This is it for the week, folks. Have a great, productive and happy weekend!

Links – The National Monument of Malaysia Edition

Saturday, April 18th, 2009


Our National Monument. A shot taken from Google 

Our National Monument or Tugu Negara, as we call it is a sculpture that commemorates those who died in  our struggle for freedom, principally against the Japanese occupation during WW2 and the Malayan Emergency.It is located in our Federal capital, Kuala Lumpur near the National Parliament.

The monument, sculpted in 1966 by Austrian Felix de Weldon, is 15 metres tall and  depicts a group of  soldiers holding the Malaysian national flag, Each of the bronze figures symbolizes leadership, suffering, unity, vigilance, strength, courage and sacrifice.The site is not far from the National Mosque and the Lake Gardens.  

On to other posts that caught my fancy: 

I liked this post by GLBL on getting our own back on the credit card companies. Unfortunately this calls for us to be financially well informed and responsible. I am sure the credit card companies know that they still have a huge pool of “prospects.”   

Frugal Dad wrote a piece on his family’s Budget Committee Meetings. He holds it monthly with his wife as the other part of the compulsory quorum. This is quite a neat idea. My family has Family Meetings with the children also attending. Our next Family Meeting is overdue. With the two elder girls being away from home almost all the time it’s becoming a little tough to schedule the meeting.    

Mrs. Micah wrote about the sunk cost fallacy. Sometimes our basic instincts make us throw more good money after bad. Her examples are those at the individual level, but this lesson also serves equally well at higher and larger levels…..companies and even countries. There are plenty of voices that say that bailing out the huge financial giants is just throwing good money after bad.

The SFD tells us that car repairs and servicing will be guaranteed by the US Government if GM or Chrysler goes bankrupt. These may be noble intentions, but I suspect that there will a massive rip off of Government funds from this loophole.

Jacquelyn writes about parents having exam jitters. It is true. Asians are so competitive and the kids’ exam results are something that is endlessly boasted about. I have the same jitters too. My greatest fear is that the school system will classify those who don’t do well as failures and take pains to reinforce that message. I don’t want my children to be trappped in this minefield.  

Michael has come up with a neat dashboard of the major markets. He can see the trends as the markets open one by one, giving him an idea of how the Malaysian markets would open. This should be a great tool for all those traders out there. 

It seems that the US Mint would stop production of pennies from 1st April 2011. Malaysia phased out the 1 sen coin recently. Transactions are now rounded up to the nearest 5 sen. My wife used to keep the 1 sen that she got as change from supermarkets and used them to pay our electricity and water bills. Now we pay our electricity bills by credit card whilst the Waterworks still only accepts cash. (Incidentally the US example was an April Fools prank by Patrick! And I fell for it hook, line and sinker!) 

The 5XMom writes her thoughts as she picks up her son from kindergarten. She has quite some colourful expressions of her feelings as she is subjected to the idiosyncrasies of the other “pick uppers”. Hey, Mom, It’s not only moms, dads also pick up their kids. Wait till your son enters school, then you have to deal with a 100 more such drivers and pick uppers….hehe. But tell me truthfully, doesn’t the joyful chatter and laughter of the kids as they rush out of school make it all feel so worthwhile?   

Brooke has submitted an appeal for a reduction in her property taxes. FMF wrote about his experience on the same matter recently…with presentations on the rates, history, comparable property prices and the like. FMF said the Government mostly won. Let’s hope Brooke has a more generous assessor.     

Jaimie writes about the “Battling the I want syndrome”. Yes, it has to do with their 4 year old child who is now getting exposed to the Joneses of his age. We are going through 5 children, and thank God, this nasty syndrome has somehow been controlled.  

This is it for the week, folks. Have a great, productive and happy weekend!

Links – the National Flower of Malaysia edition

Saturday, April 11th, 2009


Our national flower. Bright red and so pretty. 

Our national flower is the hibiscus, called Bunga Raya or Grand Flower. The five-petaled Bunga Raya (Hibiscus Rosa-Sinensis) has been Malaysia’s national flower since 1960. Symbolically, the five petals of the bunga raya represent the “Five Principles of Nationhood” – Malaysia’s national philosophy in strengthening national unity and tolerance while the red colour represents courage.

The flower can be found throughout the country and parts of the Bunga raya’s shrub have medicinal and cosmetic uses.

I can only remember seeing the bright red flowers when I was young. Now with the advance of bud grafting etc., there are varieties in a myriad of colours. 

See here for some fascinating shots of the varieties of Bunga Raya that abound in our country.   

FMF outlined the steps he took to challenge the assessment on his home’s taxes. I must admire his methodical approach. Though he did not get all he wanted, the fact that this act is even possible will astonish any Malaysian. Here, the local Authorities give us a take it or leave it choice.  

CFLiew has signed up to become an organ donor. As he says, our bodies rot and become just a bundle of bones after a few months, so why not give away our organs to someone and do a world of good. This is a difficult decision to make for many people and I congratulate Liew for his noble and selfless act. 

WiseBread wrote about the launch of the Tata Nano, the world’s cheapest car. I am sure the car will do well in India and in most other places. My most uncomfortable driving on the road experiences were in India and I hope the stripping of the safety features does not result in more accidents. 

Chris gives his reasons why he prefers bookstores and cafes over his office. I agree with him completely. I love having meetings in coffee shops. It’s so informal and incidentally, we can’t sit there forever. There are also less interruptions.

Looks like Starbucks might be a reincarnation of something that has existed since a 100 years ago. Look at what the Malaysian Life has dug up.

KC Lau, one of Malaysia’s most known, if not THE best known PF blogger has just released an eBook, eMoney Tips April 2009 edition. This eBook is a group effort coordinated by KC. I contributed an article to this maiden edition. KC is planning to make this a monthly affair. I plan to be a regular contributor.  

Congratulations again, KC! 

One review of the book has already been posted. 

I found this visual guide to the fall of General Motors fascinating. We, a country of 27 million people, have 4 companies that produce so called national cars. Buyers of these cars get preferential tax breaks and duties on other cars are jacked up to make them expensive. Now that even GM, nay even Toyota and Honda are feeling the pinch, I wonder how long would our so called national car companies be around. I think the management of these companies should have a look at this visual guide.  

That’s it for this week, folks. Have a great, happy and productive weekend.

Links – The nation’s leader for 2049 identified - edition

Saturday, April 4th, 2009

A friend sent me this picture early this week. I think this young man who is clearly standing up for something he believes in, should make a great leader someday.  I suspect, in fact, predict that we shall hear more about this currently unidentified young man.    


And other interesting reads: 

The CFO wrote about the marriage penalty. This refers to an apparent unfair income tax provision that taxes married couples more than 2 single people. But then which part of the income tax is fair? 

Make Love Not Debt seems to have gone off on a slight tangent from the blog’s tagline. The disparity in incomes earned between the husband and wife seems to have become a small nagging issue. Maybe it’s time to make some more love.  

Frugal Dad wrote about the business of renting vehicle rims. What will people think off next? Is subprime rims going to be the next big financial mess? Or are there other rentals, like refrigerators, 42” LCD TVs etc. lurking out there?  

It seems that there is a pi day. I have been using this strange number a bit lately whilst going through areas and circumferences of circles with my son. Steve seems to have managed to remember it to 10 decimals. For me it has been 3.14 all my life, I think I’ll leave it at that. 

I loved this Green Panda’s debut into the world of video filming. She and her husband can now list the movie industry as another field for them to get into. Have a look and enjoy! I did. 

RocketC, who, I think, started off as a personal finance blogger, and has openly confessed his love for politics, wrote a thundering piece on the financial crisis. So many of the issues he has mentioned are so eerily similar to our situation, thousands of miles away. I think the public all over the world are getting so much better informed. Soon we shall flex their muscles and make sure the politicians and their appointees do what they are supposed to do….that is “to serve”. 

Patrick at Cash Money Life celebrates his 2nd anniversary. He is offering some books to his readers through a random lucky draw. By the time I got to know of this special occasion, he had closed his article for comments. So I am offering him my heartiest congratulations and the very best for the future through this mention.   

That’s it for this week, folks.

Have a great, happy and productive weekend.  

Links – The Stimulus Package for Malaysians Edition

Saturday, March 14th, 2009

On the 10th March, the Deputy Prime Minister cum Finance Minister announced the long awaited 2nd stimulus package for Malaysia. We have dithered for quite a while under the impression that we were “more insulated” against the worldwide economic turmoil. 

The sums bandied about are huge by Malaysian standards. Well, we are going into deficit, on the basis of “let’s live first and resolve our deficit later”, a formula that should be followed by many other countries. 

I only pray that the announced packages are spent with integrity and not wasted away on some useless harebrained projects that enrich a few.  

Moving on to other interesting reads from my reader:  

Ron points out the “real reasons” why State and County governments may be short of cash. And he has suggested good solutions. Solutions that I wholeheartedly agree with. Wonder how things would change if people like Ron were the overwhelming majority in Government! I am sure it would be for the better….far, far better.

David discusses the reaction to schools offering cheese sandwiches to kids whose parents did not pay their lunch tab. I suppose in these harsh economic times, there may be some who can barely make ends meet. Even for these people, I cannot understand why there should be complaints if the kids do get fed.  

LOD writes about the median prices of homes in Detroit now reaching USD7,500. Sounds really cheap! Well, the market is usually well informed. Is there a reason why house prices are falling so low? Other than the normal downward pressure due to foreclosures and the like. 

We have developments like this in Malaysia. Townships built and sold and now lying empty…..just like a ghost town. Somehow the township never attracted a population, and the few who came left after a while. Yes, the houses are cheap and have been cheap for more than 10 years or so now. Yet, there have been no takers.  

David is looking at the possibility and the savings that could be racked up if he carried his own trash to the landfill rather than using the local contractor. He lives not too far from the landfill and his household’s trash generation rate is very low. Perhaps if he joined hands with a couple of his neighbours, the savings might really add up. 

Ishita Gupta of the Samba Team reassures those of us who feel fear when we set our goals and get to work on achieving them. He says that this fear is good, as it shows that we are actually getting nearer to the truth. The issue is that, this time, we have to overcome the fear.

Read about what an Alabama pharmacist did to create a local stimulus package. I love news like this, makes me feel much better than all those “hats in hand and lining outside the doors of Washington” kind of talk.

The CHO gives us an example of how one great guy steered a company through a rough recession, without laying off a single employee. If only there were more of the visionary Wim Roelandts around. 

Well, this is it for the week folks. Have a very happy and productive weekend.

Links – The Week Malaysia threw its Constitution Away Edition

Saturday, March 7th, 2009

People are being increasingly disillusioned by the antics of their elected politicians. Some politicians, on the other hand, with the vast array of resources and powers under their control, seem bent on preserving their positions, sometimes at the risk of grave consequences for the very country they claim to govern. 

Malaysia has just witnessed another of such antics. The Malaysian Insider, a popular online news portal asks if the Malaysian public will ever forget the day the Constitution was pushed aside. 

My blog has nothing to do with politics. But I must ask myself if I can really do my best to provide the best for my children if I were not to do my part to get rid of such shady politicians. For the time being, I can only answer with all certainty that:- 

a)    I cannot sit quietly aside while the politicians push aside the very legislation governing our country,  

b)    I will start updating my family, especially our children on what good government is and how our country is deviating more and more from the path of good governance and 

c)     What we can do to prevent such shenanigans. 

On to the other interesting blog posts that I read,  

GetRichSlick is being advised to start his own farm so as to be able to feed himself and family when the economic apocalypse hits. He seems to prefer gold. Let’s see how events unfold.  

Brip Blap is packing his books, bags and luggage and moving. He has sold his house and now seems to be going location independent. His previous shifts from Jersey to NY to Germany to Russia (not in this order, though) was probably before he had his precious Little Buddy and Pumpkin. At least the kids are young and should be easily able to adapt. I wish him all the best in this new phase of his life. 

Brian Clark is all for free markets. And he makes a very compelling argument for it. If he considers the US a country to flee from, I wonder just what he would say about Malaysia, which is, ummm…not even in the top 40 of the Index of Economic Freedom list! 

Jeff encourages us to unleash our full potential and not live a life of following the path of least resistance. This post resonates so much with the advice a dear friend gave me recently. “In this depressing economic environment, many of us are going to be in the “do or die”, predicament. For those of us without any fall back plans, this is the time. The time to go all the way and no turning back”. We’ll have no choice but to unleash our full potential! 

KC Lau explains a game, iMafia, that he plays on his iPhone. It appears that the game teaches strategy, allocation of resources and timing on wealth accumulation. Perhaps the name, iMafia and the methods of the game, such as robbery, smuggling and fighting may not be the best choice for all.  Still for the video and the mobile game generation, iMafia may turn out to be the equivalent of my generation’s Monopoly. 

Bomohs, the Malaysian equivalent of shamans are big business in Malaysia. And apparently, according to The Malaysian Life, someone has started an online school for bomohs. And at only RM 30 a module. One thing for sure, a bomoh’s livelihood is not threatened by recession or any other economic downturn. I suspect the school’s servers are going to crash with the response. Pity the ML did not list the URL. I might have applied. 

Readers Digest, one of my all time favourite magazines may be going under it seems. What a pity. If this is true, then it looks like the art of book reading may be behind us.  

That’s it for this week, folks. Have a great, happy and productive week!

Links – The Appeal to Malaysian Politicians Edition

Saturday, February 28th, 2009

Anas Zubedy has taken out a full page advertisement in the Malaysian local papers beseeching our politicians to stop, well, politicking, and focus on the dark economic clouds that are getting darker by the day.  

Almost everyone, I have talked to, is concerned about the lack of economic leadership in our country. The last one week I have been looking at our newspaper headlines and none of them seem to be on the economy. And this is late February 09, not February 08, for  God’s sake! I really hope and pray that our politicians come to their senses immediately, or they might have a bigger problem on their hands if the unemployment situation gets out of control.    

Patrick at Cash Money Life asks us whether it is ethical to use our business computer for personal use. I think this question can be extended to all business tools, like cars, phones, credit cards etc. The biggest, I suppose, would be the usage of time.  I think there has to be balance. The rules can be set, and action taken only on those clear cut slackers.  

Bigger Pockets wrote about the opportunities available by using distressed properties for a different purpose. I think this is going to be widely available all over the world. Not far from where I live, a building built as a wet market has stood empty for years. It now is a flourishing seafood restaurant. Others are changing vacant industrial buildings into indoor games courts.  

The Glbl guy addresses a very sensitive and immensely important topic. Sort of an instruction manual to guide his loved ones on managing their  financial lives if anything untoward were to happen to the manager. I must say that Glbl’s approach appears to be the most organised for me to follow. But like he said, doing it is sad and immensely difficult.  

TSD asks about the right thing to do when a store overcharges or undercharges us. I agree with his conclusion. Just as we should be unhappy and make a fuss if we were overcharged, it is fair to give the same right to the store if we were undercharged. Like Dr. Covey said, “being principled, means never having to worry about being caught”. 

Lifehacker presented a tutorial on how to build a shoe phone – Get Smart style. Like Jackson commented it is a product that is rivalled in ingenuity only by ridiculousness.  I remember having to take my shoes and belt and getting them X rayed whilst boarding a flight from Turkey to Kazakhstan. Wonder what the guards would do if they saw a phone in my shoe? 

Well, this is it for this week, folks. Have a great, happy and productive weekend.

Links – The Elephant Tamer Stick Edition

Saturday, February 21st, 2009

That our forefathers knew a lot more than we do about the benefits of herbs, leaves, roots and other stuff found in jungles is well accepted. Still the bulk of city folks today might not know that there were sticks that were used to ward off evil spirits, negative energies and even tame wild elephants. This is a story carried by one of our national English dailies today. 

I have seen “tas” sticks sold in the market in Kota Kinabalu, Sabah. I was told that these sticks could ward off wild animals. I did not buy any as I did not see myself meeting any wild animal anytime soon. And also because I had no idea how a genuine “tas” stick or a “tas” tree looked like. I must try to find out more.   

Amongst the other posts that I read, some that found interesting are listed below.

Pinyo has quite a solid tutorial listing the pros and cons for refinancing. In Malaysia most of the banks insist on Mortgage Reducing Term Policies, which cost a bomb for the more senior of us. Hence many of older one amongst us find the cost of refinancing prohibitive. Incidentally a banker friend told me recently that most of the transactions being done these days are for refinancing, both for cheaper rates and additional funds. So some Malaysians seem to be socking it away for either a rainy day or for taking advantage of the opportunities that are sure to come by.  

I really enjoyed this piece by GLB. A frugal family trip just 20 minutes away from where they live for a fun time with the family at a cost of $1 and gas. This is exactly what our family has planned for this year. 6 of these kind of trips. The first has been done and the time is nigh for the 2nd one.    

The DLM wrote about the value of having a personal mission statement. I wrote one, a personal mission statement I mean, many years ago, after reading Dr. Covey’s 7 Habits. Now dust has gathered and it lies somewhere deep in the archives of my laptop. Though I read our Family Mission Statement fairly regularly (something like once or twice a year), I have not done the same of my own. I shall change this with immediate effect.  

David had a bone to pick with his gym which had some rather sly renewal clauses slotted in his membership agreement. Lucky for us David is no pushover, and he gives us a rundown on what he did to contain his losses. No wonder we are told again and again to read the fine print. 

Steve writes about the lifting of financial curtains, as THE CRISIS works its way whittling down people’s savings. Just who are rich and just who were living on debt is slowly being revealed. I felt some goosebumps reading this. We never know when our financial curtains will be opened. Let’s keep our “financial house” in order so as not be ashamed if the curtains ever get drawn.  

I liked this article by Seth Godin on his view that the era of the professional reviewer may be over. I would go even further. It should never have been there in the first place. I mean, how could one person or a few persons ever be the judge on what is good food, good hotel, good airline, good book, clothes, fashion or movie. Many years ago, a Malaysian movie critic listed his ten best and ten worst movies of the year. I had seen none in the ten best list, but you know what, I had seen the worst, not once but twice and I had loved the movie.It was now Governor Arnie’s Conan the Barbarian. And I’ll probably see it again if I get the chance. Ah, well.   

This is it for the week, folks. Have a great, happy and enjoyable weekend.

Links – the Valentine Day’s, nope, Kenny Sia’s Edition

Saturday, February 14th, 2009

Today may be Valentine’s Day. Still I think we should celebrate Kenny Sia today rather than St. Valentine. Kenny, one of, if not Malaysia’s most popular bloggers, shaved his head bald to raise money for the Sarawak Children’s Cancer Society and raised a whopping    RM 65,325.01. I think Kenny has done all Malaysians proud. So doesn’t it make sense celebrating Kenny’s efforts today.   

 On to the other posts I enjoyed,  

Jeff over at the Supercharged Life pays a tribute to the good Samaritans of this world. Regular citizens who step up to the plate to help other humans in need without being asked and without any expectations of reward. I am sure everyone of us have either personally experienced some help from some stranger or know someone who has. Let’s all join Jeff in appreciating the good Samaritans of this world. The world needs more of them!!  

Patrick over at CML has just made a major announcement. He is going to be a daddy soon. I am sure that though he may be having some of the doubts of any first time parent, both he and his missus will turn out to be first rate parents. Congratulations again, Patrick.   

Wise Bread writes about the possible shadiness of Cash4Gold’s operations. I have not come across or heard about any such operation in Malaysia. However Malaysians are quick to replicate any scams and I would take a wager that a Cash4Gold clone will be set up in Malaysia quite soon. After all, it seems a classic front for fencing activities, and don’t we all know that the shady people are quite clever. 

Here in Malaysia, we often see advertisements pasted on walls and electric poles about people who would buy pawnshop tickets. And offer the best price, they say. If pawnshops already offer below the appraised value, wonder just how much these people pay. More woes for the uninformed! 

MMND is having a series on how she became a millionaire. What really clicks with me is that she is able to reveal the sources of her wealth with dignity and pride. This statement is included in our family mission statement on the issue of money and wealth.  Mommy’s story is worth reading. My elder two daughters are now at the age when the Mommy started raking in the bucks through hard work, creativity and determination. I am sure they’ll (as I ) find a lot of inspiration and possibly an idea click from MMND’s story.  

GRS finds himself asking “what’s next?” He is already at a stage many of us are striving for, so this is a very logical question for him to ask himself. I am far below him in the hierarchy of needs, so I am not qualified to give him an answer. Some of you might be, though.  

This is it for the week, folks. Have a great happy and productive weekend! 

Links – the Thaipusam Edition

Saturday, February 7th, 2009


A kavadi bearer. Note the steel rods that pierce his body. He has to carry the kavadi quite a distance. The Malaysian Batu Caves temple has over 200 odd steps that he also has to climb!

Picture Credit: Google

Thaipusam, a Hindu festival falls on the 8th February. This festival which is held yearly features one of the stranger phenomena of faith, the carrying of the kavadi. 

Science has yet to come up with an explanation on how the kavadi carrying devotees can seemingly routinely go through such physical bodily hardship. I suppose there is truth in the fact faith can resolve almost anything and everything. 

The Fathersez family wishes all our Hindu readers and friends a very Happy Thaipusam.  

Some of the posts I read and that I thought I should share with my readers: 

Jim of Blueprint for Financial Prosperity urges us to spend our credit card points before the credit card companies make them worth less. I have quite some points accumulated. A friend has advised me to just transfer them to my FF account with our national carrier. I have to work on this soon. 

RocketC gives his views on why Government stimulus packages may not work. One very telling point he has quoted is that “a tax cut’s multiplier effect is 3 times more effective than a Government spending multiplier”. Hmm…..all I can say is that at least the US Government seems to be trying. I cannot say, with certainty, the same about my “beloved” Government. 

MoneyNing announces the secret of dealing with this financial crisis. I think this post makes good sense and is an excellent read. The graphics are worth a thousand words, that’s for sure. 

Dividends4Life introduces his new blog, Dividends Value. D4L was one of the first blogs that I have followed. Although almost every single one of the companies featured is not quoted in my country, I still find his analysis interesting and useful. I wish D4L all the very best in his launch. I am sure Dividends Value will continue to provide good value to his readers.  

Looks like a lot is being written about the day when Google made a mistake. I also got the message “this site may harm your computer” when I did a search, but I never ever thought that it might be Google who was wrong. Rather I thought it must have been some virus or malware on my laptop and spent time scanning my drives. So gazillion dollar companies also do make mistakes.

David at Pimp your Finances hosted the Carnival of Financial Goals this week. As music is one his motivating tools he used music as his theme. David must be a great guy, after all he is a fan of the Beatles. Thanks for including my article, David.   

That’s it for this week, folks. Have a great weekend.

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